Paul Kiel

Reporter

Photo of Paul Kiel

Paul Kiel covers business and consumer finance for ProPublica.

In recent years, he’s focused on the U.S. tax system. The Secret IRS Files, which involved a team of ProPublica reporters, revealed key ways the ultrawealthy avoid taxes. Before that, he worked on The TurboTax Trap and Gutting the IRS investigations.

Past areas of focus included the foreclosure crisis, high-cost lending, the use of lawsuits to collect consumer debts, and the consumer bankruptcy system.

He has won numerous awards, including the Selden Ring Award, a Gerald Loeb Award, a Barlett & Steele Award, a Scripps Howard Award twice, a Hillman Prize, and a Philip Meyer Award from Investigative Reporters and Editors.

His work has appeared in several newspapers, including The Washington Post and The New York Times. He has also produced stories for National Public Radio and American Public Media’s Marketplace, as well as appeared on This American Life.

Without Fanfare, Equifax Makes Bankruptcy Change That Affects Hundreds of Thousands

For years, an Equifax policy has treated some Chapter 13 filers differently than the other two major credit rating agencies. After ProPublica asked about it, the company said it would change the policy.

Chicago’s Bankruptcy Boom

ProPublica’s analysis of racial disparities in bankruptcy revealed a skyrocketing number of filings in Chicago’s black neighborhoods. But most of the cases will fall apart before the debts are wiped away.

Bankruptcy: What’s the Difference Between Chapter 7 and Chapter 13?

Key differences between the chapters make choosing the right one critical for success. Using our analysis, we explain how they work and how people fare under each.

In the South, Bankruptcy Is Different, Especially for Black Debtors

Only in the South is Chapter 13 the predominant form of bankruptcy. We mapped Chapter 13’s usage to show that it breaks not only along regional, but also racial lines.

Data Analysis: Bankruptcy and Race in America

An in-depth discussion of racial patterns in bankruptcy filings and outcomes

How the Bankruptcy System Is Failing Black Americans

Black people struggling with debts are far less likely than their white peers to gain lasting relief from bankruptcy, according to a ProPublica analysis. Primarily to blame is a style of bankruptcy practiced by lawyers in the South.

In Nebraska, New Bill Proposes Protections Against Rampant Debt Collection

Bill seeks to block collectors from cleaning out debtors’ bank accounts over medical debts of a few hundred dollars.

Trump’s Treasury Pick Excelled at Kicking Elderly People Out of Their Homes

When Steven Mnuchin ran OneWest, the bank aggressively and in some cases, wrongly, foreclosed on elderly homeowners with reverse mortgages. The bank had a disproportionate share of such foreclosures.

In Major Settlement, States Gang Up to Strike Deal with Soldier-Suing Company

The Virginia-based company was the focus of a 2014 ProPublica investigation of its lending and collection practices.

Company That Sued Soldiers Settles Colorado Lawsuit

The Virginia-based company was the focus of a 2014 ProPublica investigation of its lending and collection practices.

In Bill, Lawmakers Propose New Limits for Seizing Workers’ Pay Over Old Debts

Last week, two lawmakers introduced a bill to put new limits on what debt collectors can take from debtors’ paychecks and bank accounts. It is the first legislation to address the issue in decades and follows a series of ProPublica stories about the widespread practice of garnishment.

Nonprofit Hospital Stops Suing So Many Poor Patients: Will Others Follow?

A story by ProPublica and NPR and a Senate investigation prompt a Missouri nonprofit hospital to change its policies and forgive thousands of patients’ debts. But without similar scrutiny, it’s unclear if other hospitals that sue the poor will change.

So Sue Them: What We’ve Learned About the Debt Collection Lawsuit Machine

ProPublica spent years gathering data to shed light on how debt collectors use the courts. Today, we run through the most important lessons we learned about a tactic that affects millions.

For Nebraska’s Poor, Get Sick and Get Sued

Cheap court fees and looser rules make suing over medical debts as small as $60 easy. Every year Nebraska collection agencies file lawsuits by the tens of thousands.

Why Small Debts Matter So Much To Black Lives

Due to the racial wealth gap, black families have far less in savings than whites. The consequences can be far-reaching and often severe.

At Capital One, Easy Credit and Abundant Lawsuits

A ProPublica analysis of state court filings reveals that Capital One sues its customers far more than any other bank.

To Address Race Gap, Missouri AG Pushes Debt Collection Fixes

Citing ProPublica’s reporting, Missouri’s attorney general proposed reforms to the state court rules to address the prevalence of debt collection suits in black neighborhoods.

What Can Be Done Right Now to Fix the Legal System for Debt Collection

America’s out-of-date, unfair laws for collecting debts could be dramatically improved by these simple steps.

How We Analyzed Racial Disparity in Debt Collection Lawsuits

An explanation of how we analyzed whether debt collection lawsuits disproportionately impact black communities.

The Color of Debt

The black neighborhoods where collection suits hit hardest

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